3 Things To Look At When Choosing From Contractor Bids

If you have been having contractors bidding on a project that you are hoping to complete sometime in the near future, you could be having a tough time choosing someone out of all of the bids. These are some of the things that you are going to want to look at when looking at contractor bid bonds and choose someone to complete your project: 1. Estimated Time of Completion First of all, you are probably going to be interested in seeing when each contractor thinks he or she can have the job completed by. Read More 

Afraid To Pull The Trigger On A Refinance? What Should You Consider?

If you purchased or last refinanced your home at a time when interest rates were much higher, you may have periodically considered refinancing to reduce your interest rate for the remainder of your loan. While shaving off several percentage points in interest can save you thousands or even tens of thousands of dollars over the term of your loan, there are costs associated with each refinance as well, and glossing over these when making your decision could ultimately cost you. Read More 

Finders Keepers Laws in California: Advice for Ancient Coin Collectors

Thousands of people across the United States collect ancient coins. Buyers will often trade with other collectors or dealers, but some ancient coin owners come across rare and unusual coins by scouring the American countryside. If you discover ancient coins in this way, you may believe that the stash is automatically yours—but is that actually true? Assessing the situation When determining if you can legitimately keep something you find, it's important to differentiate clearly between the different circumstances that could exist. Read More 

Here’s How To Protect Yourself When Reaping The Benefits Of Online Banking

Online banking has been the most popular way to access funds since 2009. With many online banks offering service fee-free accounts and interest rates roughly 4 times higher than local credit unions and about 7 times higher than traditional brick-and-mortar banks, it's not difficult to understand why. If you're ready to reap the benefits of online banking by transferring your funds to an online bank, here are the 3 steps you need to take to make sure your money stays protected. Read More 

3 Payday Loan Tips Every Young Couple Should Know

There are many reasons you may want to take out a payday loan. According to a 2013 survey, 76% of Americans live paycheck-to-paycheck, meaning the money isn't always there when you need it. Fortunately, payday loans can give you access to the money you need when you need it, but as a young couple, there are a few tips you should know first. Look Beyond the Interest Rate Payday loans are fairly lenient. Read More