Here’s How To Protect Yourself When Reaping The Benefits Of Online Banking

Online banking has been the most popular way to access funds since 2009. With many online banks offering service fee-free accounts and interest rates roughly 4 times higher than local credit unions and about 7 times higher than traditional brick-and-mortar banks, it's not difficult to understand why. If you're ready to reap the benefits of online banking by transferring your funds to an online bank, here are the 3 steps you need to take to make sure your money stays protected. Read More 

3 Payday Loan Tips Every Young Couple Should Know

There are many reasons you may want to take out a payday loan. According to a 2013 survey, 76% of Americans live paycheck-to-paycheck, meaning the money isn't always there when you need it. Fortunately, payday loans can give you access to the money you need when you need it, but as a young couple, there are a few tips you should know first. Look Beyond the Interest Rate Payday loans are fairly lenient. Read More 

Easy Ways To Manage Your Personal Checking Account And Your Budget

If you have a busy life filled with activity from dust to dawn, managing your checkbook is probably a chore on a long list of tasks that you dread. However, if you are not vigilant about monitoring your banking activity, you may wind up making costly errors and paying unnecessary fees. The following tips can help you keep a close eye on your finances so you can avoid problems with your bank account and spend more time doing things you enjoy. Read More 

Facing An Unexpected Bill? Here’s How To Find The Funds You Need Online

Whether due to an auto accident, sudden medical expenses, or an illness that results in loss of work and pay, unexpected bills can be tough to settle without a little financial help of some kind. Getting a bank loan is one solution to the problem, but the application process can be time consuming and the payback terms complicated. For a quick fix that won't result in long-term financial binds, try one or more of these ideas:   Read More 

All That Glitters Is Not Gold: Spotting Scams Before Investing In Gold

Gold is one of the easiest ways to keep something that will always have value. It's an investment that doesn't require a broker, and often, it doesn't even require special software or stocks and bonds. When you buy this precious metal, you store it yourself, and cash it in whenever you need green instead of gold. Sometimes, you can sell your gold for hundreds of dollars more than your bought it for, if you wait for the right time. Read More