Online banking has been the most popular way to access funds since 2009. With many online banks offering service fee-free accounts and interest rates roughly 4 times higher than local credit unions and about 7 times higher than traditional brick-and-mortar banks, it's not difficult to understand why. If you're ready to reap the benefits of online banking by transferring your funds to an online bank, here are the 3 steps you need to take to make sure your money stays protected.
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There are many reasons you may want to take out a payday loan. According to a 2013 survey, 76% of Americans live paycheck-to-paycheck, meaning the money isn't always there when you need it. Fortunately, payday loans can give you access to the money you need when you need it, but as a young couple, there are a few tips you should know first.
Look Beyond the Interest Rate
Payday loans are fairly lenient.
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If you have a busy life filled with activity from dust to dawn, managing your checkbook is probably a chore on a long list of tasks that you dread. However, if you are not vigilant about monitoring your banking activity, you may wind up making costly errors and paying unnecessary fees. The following tips can help you keep a close eye on your finances so you can avoid problems with your bank account and spend more time doing things you enjoy.
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When you need a quick infusion of cash to pay an unexpected bill, obtaining a payday loan is a convenient solution for dealing with the debt. You can receive funds within 24 hours and have money deposited directly into your bank account. Before you apply for a payday cash loan, you should familiarize yourself with the basics of these transactions:
Eligibility Requirements
Unlike applying for a traditional bank loan, the process for a obtaining a payday loan is quick with straightforward eligibility requirements.
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Whether due to an auto accident, sudden medical expenses, or an illness that results in loss of work and pay, unexpected bills can be tough to settle without a little financial help of some kind. Getting a bank loan is one solution to the problem, but the application process can be time consuming and the payback terms complicated. For a quick fix that won't result in long-term financial binds, try one or more of these ideas:
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